Use four of the Cheddar Folios Cheese Wraps as taco shells by microwaving one at a time per directions on package. Remove Folios™. Quickly and carefully bend two sides up to form a taco shell. Hold in place for about 1 minute until it holds its shape and hardens. Repeat until 4 shells are made and carefully set them aside. Take the last Cheddar Folios and microwave approximately 1 ½ minutes. Remove the disc and leave to cool. Once cooled, crumble the Folios and place in a small bowl.
Put vegetable oil in a pre-heated skillet on medium-high heat. Add ground turkey and stir. While stirring, add taco seasoning and break up the turkey until you have browned crumbles (approximately 12 minutes).
In a small sauce pan, add the refried beans and water. Smash and stir on low heat until it simmers. Lastly, place avocado in a bowl with sour cream, lime juice, salt, and pepper. Blend into a guacamole.
Now you are ready to build your Cheddar Folios tacos! Take 1 Cheddar Folios taco shell and add ground turkey, bean sauce, and guacamole. Then top with tomatoes, onions, lettuce, shredded cheddar cheese, and Cheddar Folios crumbles. Repeat for remaining Folios taco shells.