In a small bowl, whisk the eggs, milk and pepper. In a large skillet, heat oil. Add egg mixture; cook and stir over medium heat until eggs are completely set.
Place 1 Cheddar Folios on a flat surface and allow to come to room temperature for an easier time folding.
Add scrambled eggs, diced tomato, red bell pepper & avocado to your Folios.
Roll up into a burrito & enjoy